Cove Underwriting Agency · A Lloyd’s coverholder
We’ve got you covered
Calm water for busy brokers.
An independent Australian underwriting agency, built to service brokers, by a team they already trust.
Why brokers choose Cove
Safe harbour for your cover.
01
Service you’ll notice.
Fast responses, proactive updates and an underwriter who knows your name.
02
An invested team.
Experienced across underwriting, claims and service, and accountable for every decision. A stable team who love where they work, so you deal with the same people year after year.
03
Products that fit.
Designed around what your clients actually need, with competitive cover and transparent terms.
04
Claims kept close.
Every claim is handled in-house by our specialists, so you never chase a third party.
05
Clear wordings.
Plain-English terms your clients understand and you can explain with confidence. No surprises at claim time.
06
Quote and bind online.
Cove App takes you from quote to issued documents in minutes. Open 24/7, whenever your clients need you.
Our products
Cover designed for the businesses you look after.
Coverage 01
Public Liability
Third-party injury and property damage, limits up to $20m, products liability on the same limit.
Coverage 02
General Property
Contents, stock, equipment and portable property, at the premises, on site or in transit.
Packaged
Trade Packs
Public liability and tools of trade in one pack. One submission, one schedule, one invoice.
Coming soon
More on the way, including Tax Audit and Accident & Health.
Backed by Lloyd’s
Anchored by Lloyd’s. Decided here.
Cove acts under a binder as agent of certain Underwriters at Lloyd’s. That means the security of the world’s specialist insurance market, with decisions made here in Australia by people who know your market.
Got a client to cover?
A Cove underwriter comes back to you the same day.